Some things to consider when looking at pricing:
- How much is my insurance deductible?
(Most policies are at least $500.00)
- If my vehicle is never recovered, how much is it going to cost me to replace it?
- How much more will I pay for license and insurance if I have to replace it with a newer one?
- How much will it cost to replace add ons that insurance might not cover (e.g. hitches, bed covers, custom wheels and tires, sound systems and so on...)
- If it is recovered, damaged, how much is my time worth dealing with repair shops, police reports, insurance companies, rental agencies etc.?
- Some insurance companies will give a discount with an anti theft device installed. (It could pay for itself if yours does.)
- And last but not least:
What is my peace of mind and loss of sleep worth?